Welcome to Premier Mortgage Consultants, Ltd.

Premier Mortgage Consultants Ltd. has been rated among the Top 5 Most Competitive by The Wall Street Journal and boasts an A+ Rating With The Better Business Bureau. As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention.

Home Loans in Four States

We lend in four states - North Carolina, Tennessee, Minnesota and our home state of Ohio - and offer a variety of programs to suit almost every borrower. Whether you're looking for HomePath Ohio, USDA Ohio, VA North Carolina, Rural Development Tennessee, VA Minnesota, or many other programs, we have your territory covered. We pride ourselves on our ability to accomodate home buyers across state lines as comfortably as we do our own Lakewood, Ohio locals.

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page. You may also evaluate your financing options by using our interactive calculators.


Mortgage News

Recent Articles

May
14
2025
Why a Home Inspection Is a Must for Homebuyers
In a competitive housing market, many buyers are looking for ways to make their offers more appealing. But while waiving a home inspection might seem like a smart move to get ahead, it could end up costing you more in the long run. According to a recent report from Keeping Current Matters,...
May
07
2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...
Apr
30
2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
Apr
23
2025
Why the Housing Market Isn't Crashing in 2025
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...

Today's Rates
05/22/2025

Program Rate APR
10 YEAR FIXED RATE 6.5%
6.59%
15 Year Fixed 6.5%
6.59%
20 YEAR FIXED RATE 6.875%
6.879%
30 Year Fixed 6.99%
7.09%

Client Testimonials

It was such a great experience working with Premier Mortgage Consultants!The process was so smooth and easy.They gave me the best deal on my rate and fees and walked me through the whole process.I would Highly recommend Premier Mortgage Consultants.
Steve - Rocky River, Ohio

                                   


                                   
                               

Purchase A Home

Whether you're buying your first home or you're an experienced buyer, Premier Mortgage Consultants, Ltd. has a home lending solution just for you.

Refinance Your Home

At Premier Mortgage Consultants, Ltd., we're dedicated to helping you find a mortgage refinancing solution that's right for you.