Welcome to Premier Mortgage Consultants, Ltd.

Premier Mortgage Consultants Ltd. has been rated among the Top 5 Most Competitive by The Wall Street Journal and boasts an A+ Rating With The Better Business Bureau. As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention.

Home Loans in Four States

We lend in four states - North Carolina, Tennessee, Minnesota and our home state of Ohio - and offer a variety of programs to suit almost every borrower. Whether you're looking for HomePath Ohio, USDA Ohio, VA North Carolina, Rural Development Tennessee, VA Minnesota, or many other programs, we have your territory covered. We pride ourselves on our ability to accomodate home buyers across state lines as comfortably as we do our own Lakewood, Ohio locals.

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page. You may also evaluate your financing options by using our interactive calculators.


Mortgage News

Recent Articles

Oct
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
Sep
26
2025
3 Reasons Home Affordability Is Improving This Fall
For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices. But this fall, the market is shifting in ways that make homeownership more affordable than it has been in months. Here are three reasons why: 1. Average 30-Year Fixed Rates Have...
Sep
19
2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...
Sep
12
2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer “supercore.” Together,...

Today's Rates
10/09/2025

Program Rate APR
10 YEAR FIXED RATE 6.5%
6.59%
15 Year Fixed 6.5%
6.59%
20 YEAR FIXED RATE 6.875%
6.879%
30 Year Fixed 6.99%
7.09%

Client Testimonials

It was such a great experience working with Premier Mortgage Consultants!The process was so smooth and easy.They gave me the best deal on my rate and fees and walked me through the whole process.I would Highly recommend Premier Mortgage Consultants.
Steve - Rocky River, Ohio

                                   


                                   
                               

Purchase A Home

Whether you're buying your first home or you're an experienced buyer, Premier Mortgage Consultants, Ltd. has a home lending solution just for you.

Refinance Your Home

At Premier Mortgage Consultants, Ltd., we're dedicated to helping you find a mortgage refinancing solution that's right for you.