Welcome to Premier Mortgage Consultants, Ltd.

Premier Mortgage Consultants Ltd. has been rated among the Top 5 Most Competitive by The Wall Street Journal and boasts an A+ Rating With The Better Business Bureau. As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention.

Home Loans in Four States

We lend in four states - North Carolina, Tennessee, Minnesota and our home state of Ohio - and offer a variety of programs to suit almost every borrower. Whether you're looking for HomePath Ohio, USDA Ohio, VA North Carolina, Rural Development Tennessee, VA Minnesota, or many other programs, we have your territory covered. We pride ourselves on our ability to accomodate home buyers across state lines as comfortably as we do our own Lakewood, Ohio locals.

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page. You may also evaluate your financing options by using our interactive calculators.


Mortgage News

Recent Articles

Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
Jun
04
2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The Housing Market Is Changing—and It’s Finally in Your Favor If you’ve been sitting on the sidelines, waiting for the “right time” to buy a home, here’s your wake-up call: The market is shifting—and buyers finally have the upper hand...

Today's Rates
07/02/2025

Program Rate APR
10 YEAR FIXED RATE 6.5%
6.59%
15 Year Fixed 6.5%
6.59%
20 YEAR FIXED RATE 6.875%
6.879%
30 Year Fixed 6.99%
7.09%

Client Testimonials

It was such a great experience working with Premier Mortgage Consultants!The process was so smooth and easy.They gave me the best deal on my rate and fees and walked me through the whole process.I would Highly recommend Premier Mortgage Consultants.
Steve - Rocky River, Ohio

                                   


                                   
                               

Purchase A Home

Whether you're buying your first home or you're an experienced buyer, Premier Mortgage Consultants, Ltd. has a home lending solution just for you.

Refinance Your Home

At Premier Mortgage Consultants, Ltd., we're dedicated to helping you find a mortgage refinancing solution that's right for you.